With nearly 40% of U.S. homeowners now mortgage-free, you might be wondering if you should join them. But is pouring your extra cash into your home always the smartest financial move?

In this week’s Q&A Monday, the Dallas-Fincham Team breaks down the critical factors you need to weigh before making that final payment—from analyzing your current interest rate to protecting your retirement and emergency funds.

Don't make a move without a plan! Watch the full video to see how to balance home equity with your long-term financial goals.